Call reports 2022
CALIFORNIA BANK OF COMMERCE — 2022
What CALIFORNIA BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,866,829,000 | 1,892,472,000 | 2,056,546,000 | 2,050,081,000 |
| Total loans | 1,402,907,000 | 1,502,948,000 | 1,589,803,000 | 1,595,462,000 |
| Allowance for loan losses | 15,032,000 | 15,957,000 | 16,555,000 | 17,005,000 |
| Securities available for sale | 53,985,000 | 53,613,000 | 47,359,000 | 47,012,000 |
| Securities held to maturity | 117,778,000 | 111,696,000 | 110,172,000 | 108,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,610,387,000 | 1,561,635,000 | 1,718,294,000 | 1,800,716,000 |
| Interest-bearing deposits | 853,849,000 | 836,706,000 | 950,362,000 | 980,069,000 |
| Noninterest-bearing deposits | 756,538,000 | 724,929,000 | 767,932,000 | 820,647,000 |
| Equity capital | 200,552,000 | 205,233,000 | 211,108,000 | 219,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,923,000 | 33,630,000 | 54,798,000 | 82,278,000 |
| Interest expense | 845,000 | 1,766,000 | 4,015,000 | 9,066,000 |
| Net interest income | 15,078,000 | 31,864,000 | 50,783,000 | 73,212,000 |
| Noninterest income | 2,534,000 | 3,928,000 | 5,413,000 | 7,374,000 |
| Noninterest expense | 10,784,000 | 21,387,000 | 32,412,000 | 43,938,000 |
| Provision for loan losses | 950,000 | 1,875,000 | 2,675,000 | 3,775,000 |
| Pretax income | 5,878,000 | 12,530,000 | 21,109,000 | 32,873,000 |
| Income tax | 1,723,000 | 3,622,000 | 6,118,000 | 9,675,000 |
| Net income | 4,155,000 | 8,908,000 | 14,991,000 | 23,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,155,000 | 198,391,000 | 204,981,000 | 213,670,000 |
| Total capital | 208,617,000 | 214,778,000 | 221,966,000 | 231,105,000 |
| Risk-weighted assets | 1,740,960,000 | 1,884,418,000 | 1,987,025,000 | 2,026,343,000 |