Call reports 2021
CALIFORNIA BANK OF COMMERCE — 2021
What CALIFORNIA BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,947,544,000 | 1,873,734,000 | 2,049,148,000 | 2,020,767,000 |
| Total loans | 1,468,744,000 | 1,352,009,000 | 1,302,732,000 | 1,378,337,000 |
| Allowance for loan losses | 14,577,000 | 13,240,000 | 13,571,000 | 14,081,000 |
| Securities available for sale | 58,105,000 | 61,142,000 | 82,108,000 | 74,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 28,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,640,171,000 | 1,686,264,000 | 1,746,379,000 | 1,690,106,000 |
| Interest-bearing deposits | 887,141,000 | 888,192,000 | 951,408,000 | 908,933,000 |
| Noninterest-bearing deposits | 753,030,000 | 798,072,000 | 794,971,000 | 781,173,000 |
| Equity capital | 148,499,000 | 158,305,000 | 192,183,000 | 196,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,032,000 | 30,165,000 | 45,705,000 | 61,247,000 |
| Interest expense | 1,447,000 | 2,812,000 | 4,105,000 | 5,112,000 |
| Net interest income | 13,585,000 | 27,353,000 | 41,600,000 | 56,135,000 |
| Noninterest income | 921,000 | 1,877,000 | 3,179,000 | 4,172,000 |
| Noninterest expense | 9,979,000 | 19,622,000 | 30,029,000 | 39,822,000 |
| Provision for loan losses | 300,000 | -800,000 | -500,000 | 4,000 |
| Pretax income | 4,227,000 | 10,408,000 | 15,250,000 | 20,481,000 |
| Income tax | 1,172,000 | 2,927,000 | 4,192,000 | 5,690,000 |
| Net income | 3,055,000 | 7,481,000 | 11,058,000 | 14,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,763,000 | 150,239,000 | 184,438,000 | 188,635,000 |
| Total capital | 160,694,000 | 167,834,000 | 202,389,000 | 203,096,000 |
| Risk-weighted assets | 1,391,265,000 | 1,450,013,000 | 1,518,904,000 | 1,658,144,000 |