Call reports 2020
CALIFORNIA BANK OF COMMERCE — 2020
What CALIFORNIA BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,207,640,000 | 1,910,713,000 | 1,972,944,000 | 1,905,535,000 |
| Total loans | 971,847,000 | 1,297,913,000 | 1,354,111,000 | 1,369,593,000 |
| Allowance for loan losses | 11,565,000 | 12,524,000 | 13,385,000 | 14,111,000 |
| Securities available for sale | 34,344,000 | 39,722,000 | 50,906,000 | 55,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,032,936,000 | 1,389,789,000 | 1,448,874,000 | 1,543,288,000 |
| Interest-bearing deposits | 625,613,000 | 742,349,000 | 803,505,000 | 859,106,000 |
| Noninterest-bearing deposits | 407,323,000 | 647,440,000 | 645,369,000 | 684,182,000 |
| Equity capital | 139,331,000 | 142,106,000 | 143,305,000 | 145,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,302,000 | 25,083,000 | 38,271,000 | 53,019,000 |
| Interest expense | 2,119,000 | 3,994,000 | 5,880,000 | 7,607,000 |
| Net interest income | 10,183,000 | 21,089,000 | 32,391,000 | 45,412,000 |
| Noninterest income | 1,361,000 | 2,138,000 | 3,167,000 | 4,082,000 |
| Noninterest expense | 10,107,000 | 16,237,000 | 26,516,000 | 36,784,000 |
| Provision for loan losses | 400,000 | 3,330,000 | 4,180,000 | 4,880,000 |
| Pretax income | 967,000 | 3,590,000 | 4,792,000 | 7,760,000 |
| Income tax | 282,000 | 1,051,000 | 1,489,000 | 2,308,000 |
| Net income | 685,000 | 2,539,000 | 3,303,000 | 5,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,256,000 | 133,571,000 | 134,881,000 | 137,214,000 |
| Total capital | 147,988,000 | 151,336,000 | 153,511,000 | 156,624,000 |
| Risk-weighted assets | 1,158,979,000 | 1,110,534,000 | 1,186,860,000 | 1,270,351,000 |