Call reports 2019
CALIFORNIA BANK OF COMMERCE — 2019
What CALIFORNIA BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,038,430,000 | 1,059,731,000 | 1,094,856,000 | 1,152,426,000 |
| Total loans | 888,702,000 | 912,356,000 | 935,670,000 | 952,206,000 |
| Allowance for loan losses | 11,250,000 | 11,501,000 | 10,413,000 | 11,075,000 |
| Securities available for sale | 36,009,000 | 32,103,000 | 30,260,000 | 28,555,000 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 6,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 873,471,000 | 884,792,000 | 926,396,000 | 990,850,000 |
| Interest-bearing deposits | 535,456,000 | 552,722,000 | 550,621,000 | 600,969,000 |
| Noninterest-bearing deposits | 338,015,000 | 332,070,000 | 375,775,000 | 389,881,000 |
| Equity capital | 121,289,000 | 124,370,000 | 126,763,000 | 128,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,494,000 | 23,717,000 | 36,272,000 | 49,078,000 |
| Interest expense | 1,656,000 | 3,743,000 | 5,867,000 | 8,089,000 |
| Net interest income | 9,838,000 | 19,974,000 | 30,405,000 | 40,989,000 |
| Noninterest income | 862,000 | 1,838,000 | 3,100,000 | 4,248,000 |
| Noninterest expense | 7,465,000 | 14,761,000 | 23,113,000 | 32,754,000 |
| Provision for loan losses | 581,000 | 826,000 | 1,326,000 | 2,326,000 |
| Pretax income | 2,654,000 | 6,225,000 | 9,066,000 | 10,157,000 |
| Income tax | 680,000 | 1,603,000 | 2,408,000 | 2,790,000 |
| Net income | 1,974,000 | 4,622,000 | 6,658,000 | 7,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,548,000 | 115,457,000 | 117,859,000 | 119,297,000 |
| Total capital | 128,913,000 | 132,112,000 | 133,430,000 | 135,534,000 |
| Risk-weighted assets | 1,041,225,000 | 1,077,860,000 | 1,103,530,000 | 1,149,596,000 |