Call reports 2018
CALIFORNIA BANK OF COMMERCE — 2018
What CALIFORNIA BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 908,906,000 | 910,928,000 | 954,201,000 | 1,005,544,000 |
| Total loans | 742,373,000 | 753,332,000 | 785,112,000 | 846,931,000 |
| Allowance for loan losses | 9,600,000 | 9,800,000 | 10,200,000 | 10,800,000 |
| Securities available for sale | 12,268,000 | 11,652,000 | 42,532,000 | 37,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 6,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 799,211,000 | 800,103,000 | 828,692,000 | 876,695,000 |
| Interest-bearing deposits | 477,694,000 | 473,236,000 | 485,448,000 | 521,851,000 |
| Noninterest-bearing deposits | 321,517,000 | 326,867,000 | 343,244,000 | 354,844,000 |
| Equity capital | 98,469,000 | 102,031,000 | 115,666,000 | 118,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,502,000 | 19,310,000 | 29,905,000 | 40,939,000 |
| Interest expense | 942,000 | 2,016,000 | 3,299,000 | 4,773,000 |
| Net interest income | 8,560,000 | 17,294,000 | 26,606,000 | 36,166,000 |
| Noninterest income | 1,040,000 | 1,928,000 | 2,854,000 | 3,619,000 |
| Noninterest expense | 6,142,000 | 12,460,000 | 18,560,000 | 25,529,000 |
| Provision for loan losses | 260,000 | 450,000 | 845,000 | 1,435,000 |
| Pretax income | 3,198,000 | 6,312,000 | 10,055,000 | 12,918,000 |
| Income tax | 933,000 | 1,614,000 | 2,708,000 | 3,377,000 |
| Net income | 2,265,000 | 4,698,000 | 7,347,000 | 9,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,659,000 | 93,548,000 | 107,254,000 | 110,069,000 |
| Total capital | 104,356,000 | 108,449,000 | 122,560,000 | 125,979,000 |
| Risk-weighted assets | 866,737,000 | 875,679,000 | 923,467,000 | 1,006,187,000 |