Call reports 2017
CALIFORNIA BANK OF COMMERCE — 2017
What CALIFORNIA BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 762,945,000 | 805,771,000 | 852,305,000 | 865,587,000 |
| Total loans | 677,182,000 | 702,834,000 | 719,161,000 | 732,764,000 |
| Allowance for loan losses | 8,100,000 | 8,700,000 | 9,000,000 | 9,300,000 |
| Securities available for sale | 15,025,000 | 14,376,000 | 13,757,000 | 13,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,348,000 | 705,870,000 | 748,623,000 | 760,593,000 |
| Interest-bearing deposits | 379,195,000 | 429,216,000 | 456,576,000 | 445,857,000 |
| Noninterest-bearing deposits | 288,153,000 | 276,654,000 | 292,047,000 | 314,736,000 |
| Equity capital | 78,375,000 | 91,789,000 | 94,612,000 | 95,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,826,000 | 16,432,000 | 25,427,000 | 34,693,000 |
| Interest expense | 534,000 | 1,245,000 | 2,038,000 | 2,896,000 |
| Net interest income | 7,292,000 | 15,187,000 | 23,389,000 | 31,797,000 |
| Noninterest income | 756,000 | 1,539,000 | 2,326,000 | 3,090,000 |
| Noninterest expense | 4,785,000 | 9,753,000 | 14,949,000 | 20,743,000 |
| Provision for loan losses | 550,000 | 1,813,000 | 2,110,000 | 2,393,000 |
| Pretax income | 2,713,000 | 5,160,000 | 8,656,000 | 11,751,000 |
| Income tax | 1,038,000 | 1,633,000 | 2,869,000 | 5,850,000 |
| Net income | 1,675,000 | 3,527,000 | 5,787,000 | 5,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,587,000 | 83,903,000 | 86,764,000 | 87,234,000 |
| Total capital | 82,767,000 | 97,687,000 | 100,853,000 | 101,627,000 |
| Risk-weighted assets | 805,383,000 | 839,083,000 | 855,517,000 | 864,938,000 |