Call reports 2008
CALIFORNIA BANK OF COMMERCE — 2008
What CALIFORNIA BANK OF COMMERCE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 80,042,000 | 103,216,000 | 124,195,000 | 137,417,000 |
| Total loans | 32,912,000 | 53,790,000 | 78,251,000 | 97,620,000 |
| Allowance for loan losses | 460,000 | 775,000 | 1,100,000 | 1,400,000 |
| Securities available for sale | 19,095,000 | 16,691,000 | 13,631,000 | 31,870,000 |
| Securities held to maturity | 6,817,000 | 6,510,000 | 6,342,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,748,000 | 80,138,000 | 95,425,000 | 110,510,000 |
| Interest-bearing deposits | 46,359,000 | 66,645,000 | 81,140,000 | 92,723,000 |
| Noninterest-bearing deposits | 9,389,000 | 13,493,000 | 14,285,000 | 17,787,000 |
| Equity capital | 24,011,000 | 22,857,000 | 20,510,000 | 20,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,736,000 | 3,056,000 | 4,567,000 |
| Interest expense | 250,000 | 595,000 | 1,038,000 | 1,481,000 |
| Net interest income | 513,000 | 1,141,000 | 2,018,000 | 3,086,000 |
| Noninterest income | 17,000 | 31,000 | 63,000 | 244,000 |
| Noninterest expense | 1,307,000 | 2,710,000 | 4,103,000 | 5,517,000 |
| Provision for loan losses | 212,000 | 527,000 | 852,000 | 1,152,000 |
| Pretax income | -958,000 | -2,034,000 | -4,889,000 | -5,254,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | -959,000 | -2,035,000 | -4,890,000 | -5,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,932,000 | 22,824,000 | 20,363,000 | 20,179,000 |
| Total capital | 24,415,000 | 23,631,000 | 21,616,000 | 21,669,000 |
| Risk-weighted assets | 55,056,000 | 77,626,000 | 102,864,000 | 140,196,000 |
Machine access — free, no API key
Every figure shown here about CALIFORNIA BANK OF COMMERCE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.