Call reports 2016
CORYDON STATE BANK — 2016
What CORYDON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,478,000 | 107,008,000 | 108,289,000 | 108,297,000 |
| Total loans | 84,170,000 | 87,738,000 | 89,652,000 | 89,899,000 |
| Allowance for loan losses | 1,073,000 | 1,119,000 | 1,117,000 | 1,115,000 |
| Securities available for sale | 16,928,000 | 16,195,000 | 15,035,000 | 13,518,000 |
| Securities held to maturity | 10,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,460,000 | 81,217,000 | 78,155,000 | 87,115,000 |
| Interest-bearing deposits | 69,272,000 | 70,401,000 | 67,553,000 | 74,517,000 |
| Noninterest-bearing deposits | 11,188,000 | 10,816,000 | 10,602,000 | 12,598,000 |
| Equity capital | 19,965,000 | 20,170,000 | 20,738,000 | 21,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,586,000 | 3,960,000 | 5,320,000 |
| Interest expense | 151,000 | 312,000 | 494,000 | 670,000 |
| Net interest income | 1,133,000 | 2,274,000 | 3,466,000 | 4,650,000 |
| Noninterest income | 67,000 | 109,000 | 180,000 | 362,000 |
| Noninterest expense | 274,000 | 503,000 | 749,000 | 1,039,000 |
| Provision for loan losses | 165,000 | 450,000 | 505,000 | 595,000 |
| Pretax income | 761,000 | 1,430,000 | 2,392,000 | 3,378,000 |
| Income tax | 0 | 62,000 | 101,000 | 140,000 |
| Net income | 761,000 | 1,368,000 | 2,291,000 | 3,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,973,000 | 19,080,000 | 19,753,000 | 20,370,000 |
| Total capital | 19,989,000 | 20,141,000 | 20,832,000 | 21,485,000 |
| Risk-weighted assets | 81,284,000 | 84,864,000 | 86,303,000 | 91,265,000 |