Call reports 2015
CORYDON STATE BANK — 2015
What CORYDON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,320,000 | 98,124,000 | 101,754,000 | 101,669,000 |
| Total loans | 76,961,000 | 78,132,000 | 81,689,000 | 81,399,000 |
| Allowance for loan losses | 910,000 | 979,000 | 1,013,000 | 1,000,000 |
| Securities available for sale | 17,272,000 | 17,294,000 | 17,165,000 | 17,348,000 |
| Securities held to maturity | 20,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,831,000 | 79,734,000 | 78,786,000 | 80,513,000 |
| Interest-bearing deposits | 66,892,000 | 69,161,000 | 68,337,000 | 68,813,000 |
| Noninterest-bearing deposits | 11,939,000 | 10,573,000 | 10,449,000 | 11,700,000 |
| Equity capital | 18,245,000 | 18,145,000 | 18,640,000 | 19,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,421,000 | 3,685,000 | 4,985,000 |
| Interest expense | 148,000 | 283,000 | 423,000 | 568,000 |
| Net interest income | 1,049,000 | 2,138,000 | 3,262,000 | 4,417,000 |
| Noninterest income | 78,000 | 164,000 | 239,000 | 398,000 |
| Noninterest expense | 285,000 | 516,000 | 764,000 | 1,000,000 |
| Provision for loan losses | 178,000 | 311,000 | 471,000 | 631,000 |
| Pretax income | 664,000 | 1,475,000 | 2,266,000 | 3,184,000 |
| Income tax | 0 | 99,000 | 141,000 | 181,000 |
| Net income | 664,000 | 1,376,000 | 2,125,000 | 3,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,193,000 | 17,245,000 | 17,664,000 | 18,212,000 |
| Total capital | 18,103,000 | 18,196,000 | 18,670,000 | 19,192,000 |
| Risk-weighted assets | 76,879,000 | 76,119,000 | 80,442,000 | 78,447,000 |