Call reports 2023
FIRST SECURITY BANK AND TRUST COMPANY — 2023
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 603,014,000 | 576,349,000 | 569,681,000 | 580,453,000 |
| Total loans | 384,895,000 | 372,086,000 | 368,907,000 | 372,270,000 |
| Allowance for loan losses | 7,352,000 | 7,122,000 | 6,142,000 | 6,356,000 |
| Securities available for sale | 171,050,000 | 165,916,000 | 158,746,000 | 158,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,491,000 | 503,046,000 | 515,252,000 | 508,890,000 |
| Interest-bearing deposits | 423,419,000 | 413,502,000 | 423,814,000 | 423,520,000 |
| Noninterest-bearing deposits | 91,072,000 | 89,544,000 | 91,438,000 | 85,370,000 |
| Equity capital | 40,827,000 | 42,611,000 | 39,533,000 | 44,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,858,000 | 11,760,000 | 17,590,000 | 23,482,000 |
| Interest expense | 1,357,000 | 3,181,000 | 5,070,000 | 7,106,000 |
| Net interest income | 4,501,000 | 8,579,000 | 12,520,000 | 16,376,000 |
| Noninterest income | 819,000 | 1,667,000 | 2,460,000 | 3,255,000 |
| Noninterest expense | 4,399,000 | 8,412,000 | 12,940,000 | 17,181,000 |
| Provision for loan losses | 2,466,000 | 2,403,000 | 2,799,000 | 2,920,000 |
| Pretax income | -1,522,000 | -529,000 | -711,000 | -385,000 |
| Income tax | -77,000 | -30,000 | -41,000 | -29,000 |
| Net income | -1,445,000 | -499,000 | -670,000 | -356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,728,000 | 49,598,000 | 49,341,000 | 49,544,000 |
| Total capital | 52,103,000 | 54,832,000 | 54,525,000 | 54,785,000 |
| Risk-weighted assets | 428,011,000 | 416,815,000 | 413,789,000 | 418,153,000 |