Call reports 2020
FIRST SECURITY BANK AND TRUST COMPANY — 2020
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 520,001,000 | 545,022,000 | 539,655,000 | 564,979,000 |
| Total loans | 316,687,000 | 332,105,000 | 335,558,000 | 331,802,000 |
| Allowance for loan losses | 6,245,000 | 6,181,000 | 3,823,000 | 4,146,000 |
| Securities available for sale | 136,258,000 | 131,600,000 | 131,369,000 | 130,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,071,000 | 454,488,000 | 448,761,000 | 473,923,000 |
| Interest-bearing deposits | 369,245,000 | 382,003,000 | 376,962,000 | 387,802,000 |
| Noninterest-bearing deposits | 62,826,000 | 72,485,000 | 71,799,000 | 86,121,000 |
| Equity capital | 57,168,000 | 59,605,000 | 60,892,000 | 60,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,794,000 | 9,519,000 | 14,385,000 | 18,975,000 |
| Interest expense | 1,014,000 | 1,873,000 | 2,674,000 | 3,403,000 |
| Net interest income | 3,780,000 | 7,646,000 | 11,711,000 | 15,572,000 |
| Noninterest income | 697,000 | 1,728,000 | 2,720,000 | 3,582,000 |
| Noninterest expense | 3,407,000 | 7,283,000 | 10,824,000 | 14,908,000 |
| Provision for loan losses | 0 | 20,000 | 480,000 | 840,000 |
| Pretax income | 1,112,000 | 2,083,000 | 3,643,000 | 4,276,000 |
| Income tax | 52,000 | 97,000 | 171,000 | 199,000 |
| Net income | 1,060,000 | 1,986,000 | 3,472,000 | 4,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,857,000 | 46,797,000 | 48,046,000 | 48,109,000 |
| Total capital | 52,171,000 | 51,128,000 | 51,869,000 | 52,255,000 |
| Risk-weighted assets | 343,174,000 | 344,628,000 | 345,725,000 | 352,347,000 |