Call reports 2016
FIRST SECURITY BANK AND TRUST COMPANY — 2016
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 518,385,000 | 515,912,000 | 499,379,000 | 498,702,000 |
| Total loans | 346,011,000 | 331,774,000 | 319,604,000 | 308,142,000 |
| Allowance for loan losses | 5,154,000 | 6,359,000 | 6,781,000 | 6,048,000 |
| Securities available for sale | 134,190,000 | 137,684,000 | 135,215,000 | 140,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,709,000 | 422,131,000 | 408,008,000 | 413,792,000 |
| Interest-bearing deposits | 357,979,000 | 358,923,000 | 346,041,000 | 344,632,000 |
| Noninterest-bearing deposits | 64,730,000 | 63,208,000 | 61,967,000 | 69,160,000 |
| Equity capital | 54,677,000 | 54,947,000 | 54,633,000 | 49,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,138,000 | 10,221,000 | 15,096,000 | 19,777,000 |
| Interest expense | 705,000 | 1,411,000 | 2,082,000 | 2,749,000 |
| Net interest income | 4,433,000 | 8,810,000 | 13,014,000 | 17,028,000 |
| Noninterest income | 616,000 | 1,315,000 | 2,165,000 | 2,776,000 |
| Noninterest expense | 3,611,000 | 7,131,000 | 10,874,000 | 14,368,000 |
| Provision for loan losses | 300,000 | 1,500,000 | 1,965,000 | 4,296,000 |
| Pretax income | 1,138,000 | 1,494,000 | 2,340,000 | 1,208,000 |
| Income tax | 55,000 | 71,000 | 112,000 | 55,000 |
| Net income | 1,083,000 | 1,423,000 | 2,228,000 | 1,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,150,000 | 43,709,000 | 44,029,000 | 42,748,000 |
| Total capital | 48,967,000 | 48,366,000 | 48,533,000 | 47,132,000 |
| Risk-weighted assets | 385,058,000 | 370,867,000 | 358,021,000 | 349,089,000 |