Call reports 2015
FIRST SECURITY BANK AND TRUST COMPANY — 2015
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 456,309,000 | 447,038,000 | 447,913,000 | 523,187,000 |
| Total loans | 309,469,000 | 306,310,000 | 308,170,000 | 347,436,000 |
| Allowance for loan losses | 5,207,000 | 5,235,000 | 4,919,000 | 5,929,000 |
| Securities available for sale | 121,210,000 | 115,168,000 | 113,562,000 | 138,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,285,000 | 363,147,000 | 354,338,000 | 421,234,000 |
| Interest-bearing deposits | 306,464,000 | 302,497,000 | 293,114,000 | 350,240,000 |
| Noninterest-bearing deposits | 61,821,000 | 60,650,000 | 61,224,000 | 70,994,000 |
| Equity capital | 45,752,000 | 45,224,000 | 45,881,000 | 53,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,767,000 | 9,483,000 | 14,092,000 | 21,350,000 |
| Interest expense | 537,000 | 1,087,000 | 1,647,000 | 2,558,000 |
| Net interest income | 4,230,000 | 8,396,000 | 12,445,000 | 18,792,000 |
| Noninterest income | 617,000 | 1,277,000 | 1,937,000 | 2,864,000 |
| Noninterest expense | 3,285,000 | 6,235,000 | 9,544,000 | 14,659,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 3,655,000 |
| Pretax income | 1,344,000 | 2,980,000 | 4,140,000 | 3,363,000 |
| Income tax | 65,000 | 145,000 | 202,000 | 162,000 |
| Net income | 1,279,000 | 2,835,000 | 3,938,000 | 3,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,616,000 | 39,164,000 | 39,200,000 | 43,652,000 |
| Total capital | 42,969,000 | 43,413,000 | 43,459,000 | 48,841,000 |
| Risk-weighted assets | 347,441,000 | 338,965,000 | 340,058,000 | 414,390,000 |