Call reports 2023
STATE BANK OF LISMORE — 2023
What STATE BANK OF LISMORE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 64,007,000 | 61,110,000 | 61,854,000 |
| Total loans | 51,376,000 | 51,997,000 | 50,593,000 |
| Allowance for loan losses | 536,000 | 536,000 | 536,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 983,000 | 991,000 | 497,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 51,981,000 | 49,230,000 | 49,304,000 |
| Interest-bearing deposits | 34,997,000 | 33,700,000 | 34,442,000 |
| Noninterest-bearing deposits | 16,984,000 | 15,530,000 | 14,862,000 |
| Equity capital | 7,645,000 | 7,551,000 | 8,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 840,000 | 1,713,000 | 2,863,000 |
| Interest expense | 146,000 | 327,000 | 539,000 |
| Net interest income | 694,000 | 1,386,000 | 2,324,000 |
| Noninterest income | 50,000 | 400,000 | 445,000 |
| Noninterest expense | 444,000 | 922,000 | 1,415,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 307,000 | 875,000 | 1,668,000 |
| Income tax | 1,000 | 31,000 | 47,000 |
| Net income | 306,000 | 844,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 7,645,000 | 7,551,000 | 8,149,000 |
| Total capital | 8,181,000 | 8,087,000 | 8,685,000 |
| Risk-weighted assets | 56,282,000 | 54,651,000 | 54,421,000 |