Call reports 2022
STATE BANK OF LISMORE — 2022
What STATE BANK OF LISMORE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 64,652,000 | 61,838,000 | 60,861,000 | 64,121,000 |
| Total loans | 50,035,000 | 46,624,000 | 47,468,000 | 52,883,000 |
| Allowance for loan losses | 699,000 | 714,000 | 702,000 | 667,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 969,000 | 976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,130,000 | 49,100,000 | 49,218,000 | 52,559,000 |
| Interest-bearing deposits | 34,925,000 | 32,418,000 | 32,477,000 | 34,755,000 |
| Noninterest-bearing deposits | 17,205,000 | 16,682,000 | 16,741,000 | 17,804,000 |
| Equity capital | 6,843,000 | 6,989,000 | 7,070,000 | 7,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,251,000 | 1,932,000 | 2,695,000 |
| Interest expense | 86,000 | 157,000 | 235,000 | 327,000 |
| Net interest income | 545,000 | 1,094,000 | 1,697,000 | 2,368,000 |
| Noninterest income | 46,000 | 135,000 | 192,000 | 250,000 |
| Noninterest expense | 419,000 | 833,000 | 1,290,000 | 1,796,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 0 |
| Pretax income | 152,000 | 356,000 | 557,000 | 819,000 |
| Income tax | 24,000 | 38,000 | 51,000 | 79,000 |
| Net income | 128,000 | 318,000 | 506,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,843,000 | 6,989,000 | 7,070,000 | 7,247,000 |
| Total capital | 7,523,000 | 7,630,000 | 7,727,000 | 7,914,000 |
| Risk-weighted assets | 54,374,000 | 51,163,000 | 52,490,000 | 56,544,000 |