Call reports 2021
STATE BANK OF LISMORE — 2021
What STATE BANK OF LISMORE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 66,049,000 | 63,968,000 | 62,822,000 | 64,436,000 |
| Total loans | 48,600,000 | 48,666,000 | 45,393,000 | 52,090,000 |
| Allowance for loan losses | 866,000 | 866,000 | 866,000 | 666,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,774,000 | 49,628,000 | 49,281,000 | 51,108,000 |
| Interest-bearing deposits | 39,158,000 | 37,251,000 | 36,357,000 | 34,796,000 |
| Noninterest-bearing deposits | 12,616,000 | 12,377,000 | 12,924,000 | 16,312,000 |
| Equity capital | 6,269,000 | 6,275,000 | 6,650,000 | 6,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,267,000 | 2,236,000 | 2,895,000 |
| Interest expense | 145,000 | 266,000 | 399,000 | 503,000 |
| Net interest income | 484,000 | 1,001,000 | 1,837,000 | 2,392,000 |
| Noninterest income | 81,000 | 124,000 | 173,000 | 218,000 |
| Noninterest expense | 427,000 | 870,000 | 1,307,000 | 1,807,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 149,000 | 266,000 | 714,000 | 1,023,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 41,000 |
| Net income | 148,000 | 265,000 | 713,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,269,000 | 6,275,000 | 6,650,000 | 6,715,000 |
| Total capital | 6,880,000 | 6,878,000 | 7,276,000 | 7,381,000 |
| Risk-weighted assets | 48,614,000 | 47,940,000 | 49,879,000 | 55,798,000 |