Call reports 2018
STATE BANK OF LISMORE — 2018
What STATE BANK OF LISMORE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,893,000 | 57,340,000 | 58,812,000 | 61,601,000 |
| Total loans | 49,411,000 | 51,199,000 | 51,645,000 | 54,473,000 |
| Allowance for loan losses | 367,000 | 374,000 | 382,000 | 397,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 509,000 | 359,000 | 358,000 | 358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,799,000 | 42,452,000 | 42,872,000 | 45,261,000 |
| Interest-bearing deposits | 34,292,000 | 33,806,000 | 34,710,000 | 34,125,000 |
| Noninterest-bearing deposits | 9,507,000 | 8,646,000 | 8,162,000 | 11,136,000 |
| Equity capital | 6,278,000 | 5,967,000 | 6,112,000 | 6,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,439,000 | 2,189,000 | 2,976,000 |
| Interest expense | 111,000 | 232,000 | 375,000 | 528,000 |
| Net interest income | 600,000 | 1,207,000 | 1,814,000 | 2,448,000 |
| Noninterest income | 46,000 | 94,000 | 145,000 | 193,000 |
| Noninterest expense | 393,000 | 811,000 | 1,246,000 | 1,712,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 85,000 |
| Pretax income | 245,000 | 475,000 | 690,000 | 844,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 2,000 |
| Net income | 244,000 | 473,000 | 688,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,278,000 | 5,967,000 | 6,112,000 | 6,192,000 |
| Total capital | 6,645,000 | 6,341,000 | 6,494,000 | 6,589,000 |
| Risk-weighted assets | 52,510,000 | 53,635,000 | 54,312,000 | 57,135,000 |