Call reports 2017
STATE BANK OF LISMORE — 2017
What STATE BANK OF LISMORE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 57,117,000 | 56,500,000 | 58,089,000 | 59,978,000 |
| Total loans | 48,488,000 | 49,299,000 | 48,454,000 | 52,040,000 |
| Allowance for loan losses | 385,000 | 400,000 | 409,000 | 359,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 510,000 | 509,000 | 509,000 | 509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,538,000 | 41,678,000 | 43,044,000 | 45,237,000 |
| Interest-bearing deposits | 33,400,000 | 32,861,000 | 33,971,000 | 32,679,000 |
| Noninterest-bearing deposits | 9,138,000 | 8,817,000 | 9,073,000 | 12,558,000 |
| Equity capital | 5,753,000 | 5,888,000 | 6,001,000 | 6,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,293,000 | 1,973,000 | 2,693,000 |
| Interest expense | 88,000 | 185,000 | 290,000 | 401,000 |
| Net interest income | 554,000 | 1,108,000 | 1,683,000 | 2,292,000 |
| Noninterest income | 43,000 | 91,000 | 138,000 | 185,000 |
| Noninterest expense | 386,000 | 752,000 | 1,151,000 | 1,565,000 |
| Provision for loan losses | 19,000 | 34,000 | 44,000 | 52,000 |
| Pretax income | 192,000 | 413,000 | 626,000 | 860,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 191,000 | 412,000 | 625,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,753,000 | 5,888,000 | 6,001,000 | 6,034,000 |
| Total capital | 6,138,000 | 6,288,000 | 6,410,000 | 6,393,000 |
| Risk-weighted assets | 50,927,000 | 51,386,000 | 51,141,000 | 54,943,000 |