Call reports 2026
GATE CITY BANK — 2026
What GATE CITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 4,028,761,000 | 4,043,047,000 |
| Total loans | 2,953,534,000 | 3,000,383,000 |
| Allowance for loan losses | 20,734,000 | 20,868,000 |
| Securities available for sale | 519,041,000 | 592,428,000 |
| Securities held to maturity | 3,628,000 | 3,582,000 |
| Trading assets | 0 | 0 |
| Total deposits | 3,608,897,000 | 3,611,517,000 |
| Interest-bearing deposits | 3,137,093,000 | 3,118,467,000 |
| Noninterest-bearing deposits | 471,804,000 | 493,050,000 |
| Equity capital | 364,250,000 | 373,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 44,718,000 | 91,330,000 |
| Interest expense | 11,062,000 | 22,248,000 |
| Net interest income | 33,656,000 | 69,082,000 |
| Noninterest income | 14,990,000 | 29,847,000 |
| Noninterest expense | 36,601,000 | 73,764,000 |
| Provision for loan losses | 1,538,000 | 2,740,000 |
| Pretax income | 10,290,000 | 22,095,000 |
| Income tax | 2,097,000 | 5,086,000 |
| Net income | 8,193,000 | 17,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 386,288,000 | 395,105,000 |