Call reports 2012
GATE CITY BANK — 2012
What GATE CITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,458,940,000 | 1,464,535,000 | 1,485,660,000 | 1,537,823,000 |
| Total loans | 1,067,082,000 | 1,135,416,000 | 1,171,830,000 | 1,174,960,000 |
| Allowance for loan losses | 8,037,000 | 8,433,000 | 8,263,000 | 7,901,000 |
| Securities available for sale | 99,862,000 | 121,907,000 | 134,188,000 | 132,251,000 |
| Securities held to maturity | 4,045,000 | 3,982,000 | 3,925,000 | 3,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,284,547,000 | 1,287,377,000 | 1,302,428,000 | 1,349,011,000 |
| Interest-bearing deposits | 1,168,433,000 | 1,168,852,000 | 1,174,728,000 | 1,224,229,000 |
| Noninterest-bearing deposits | 116,114,000 | 118,525,000 | 127,700,000 | 124,782,000 |
| Equity capital | 159,528,000 | 163,011,000 | 168,031,000 | 172,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,660,000 | 25,480,000 | 38,591,000 | 51,468,000 |
| Interest expense | 2,172,000 | 4,182,000 | 6,136,000 | 8,001,000 |
| Net interest income | 10,488,000 | 21,298,000 | 32,455,000 | 43,467,000 |
| Noninterest income | 6,130,000 | 12,916,000 | 20,968,000 | 29,887,000 |
| Noninterest expense | 11,521,000 | 23,096,000 | 35,535,000 | 50,492,000 |
| Provision for loan losses | 331,000 | 840,000 | 459,000 | -44,000 |
| Pretax income | 4,766,000 | 10,278,000 | 17,429,000 | 22,906,000 |
| Income tax | 1,858,000 | 3,998,000 | 6,615,000 | 7,951,000 |
| Net income | 2,908,000 | 6,280,000 | 10,814,000 | 14,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,535,000 | 162,936,000 | 167,470,000 | 171,611,000 |
| Total capital | 167,572,000 | 171,369,000 | 175,733,000 | 179,512,000 |
| Risk-weighted assets | 870,907,000 | 908,247,000 | 933,997,000 | 938,669,000 |