Call reports 2025
INTERAMERICAN BANK, A FEDERAL SAVINGS BANK — 2025
What INTERAMERICAN BANK, A FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 267,841,000 | 285,964,000 | 303,205,000 | 320,479,000 |
| Total loans | 222,004,000 | 225,960,000 | 225,033,000 | 225,417,000 |
| Allowance for loan losses | 4,727,000 | 4,840,000 | 4,592,000 | 4,640,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,186,000 | 237,642,000 | 258,845,000 | 266,617,000 |
| Interest-bearing deposits | 168,664,000 | 179,267,000 | 197,602,000 | 212,053,000 |
| Noninterest-bearing deposits | 56,522,000 | 58,375,000 | 61,243,000 | 54,564,000 |
| Equity capital | 36,562,000 | 37,119,000 | 37,754,000 | 37,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,034,000 | 8,342,000 | 13,033,000 | 17,566,000 |
| Interest expense | 1,147,000 | 2,440,000 | 3,834,000 | 5,450,000 |
| Net interest income | 2,887,000 | 5,902,000 | 9,199,000 | 12,116,000 |
| Noninterest income | 162,000 | 345,000 | 616,000 | 918,000 |
| Noninterest expense | 2,484,000 | 4,901,000 | 7,867,000 | 10,427,000 |
| Provision for loan losses | 0 | 33,000 | -217,000 | -217,000 |
| Pretax income | 565,000 | 1,313,000 | 2,165,000 | 2,824,000 |
| Income tax | 144,000 | 335,000 | 552,000 | 812,000 |
| Net income | 421,000 | 978,000 | 1,613,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,562,000 | 37,119,000 | 37,754,000 | 37,714,000 |
| Total capital | 38,917,000 | 39,598,000 | 40,283,000 | 40,278,000 |
| Risk-weighted assets | 185,636,000 | 195,585,000 | 199,861,000 | 202,672,000 |