Call reports 2022
INTERAMERICAN BANK, A FEDERAL SAVINGS BANK — 2022
What INTERAMERICAN BANK, A FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 273,648,000 | 277,095,000 | 271,536,000 | 262,016,000 |
| Total loans | 162,407,000 | 169,087,000 | 171,042,000 | 176,116,000 |
| Allowance for loan losses | 4,702,000 | 4,610,000 | 5,164,000 | 5,174,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,634,000 | 244,504,000 | 238,406,000 | 226,671,000 |
| Interest-bearing deposits | 185,313,000 | 186,114,000 | 178,061,000 | 176,579,000 |
| Noninterest-bearing deposits | 56,321,000 | 58,390,000 | 60,345,000 | 50,092,000 |
| Equity capital | 29,759,000 | 29,860,000 | 30,432,000 | 31,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,944,000 | 6,872,000 | 9,960,000 |
| Interest expense | 149,000 | 301,000 | 481,000 | 781,000 |
| Net interest income | 1,759,000 | 3,643,000 | 6,391,000 | 9,179,000 |
| Noninterest income | 136,000 | 270,000 | 465,000 | 621,000 |
| Noninterest expense | 2,022,000 | 4,005,000 | 6,279,000 | 8,390,000 |
| Provision for loan losses | -240,000 | -340,000 | -340,000 | -340,000 |
| Pretax income | 113,000 | 248,000 | 917,000 | 1,750,000 |
| Income tax | -1,000 | 33,000 | 130,000 | 130,000 |
| Net income | 114,000 | 215,000 | 787,000 | 1,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,759,000 | 29,860,000 | 30,432,000 | 31,265,000 |
| Total capital | 31,616,000 | 31,787,000 | 32,373,000 | 33,243,000 |
| Risk-weighted assets | 145,723,000 | 151,532,000 | 152,127,000 | 155,099,000 |