Call reports 2021
INTERAMERICAN BANK, A FEDERAL SAVINGS BANK — 2021
What INTERAMERICAN BANK, A FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 251,498,000 | 259,805,000 | 264,970,000 | 270,351,000 |
| Total loans | 168,576,000 | 164,286,000 | 167,409,000 | 164,269,000 |
| Allowance for loan losses | 4,732,000 | 4,744,000 | 4,751,000 | 4,921,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,000 | 7,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,229,000 | 227,916,000 | 232,955,000 | 238,557,000 |
| Interest-bearing deposits | 168,335,000 | 174,191,000 | 177,417,000 | 182,685,000 |
| Noninterest-bearing deposits | 51,894,000 | 53,725,000 | 55,538,000 | 55,872,000 |
| Equity capital | 29,074,000 | 29,367,000 | 29,466,000 | 29,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 4,177,000 | 6,102,000 | 8,185,000 |
| Interest expense | 199,000 | 365,000 | 516,000 | 664,000 |
| Net interest income | 1,820,000 | 3,812,000 | 5,586,000 | 7,521,000 |
| Noninterest income | 352,000 | 587,000 | 944,000 | 1,133,000 |
| Noninterest expense | 1,971,000 | 4,093,000 | 6,082,000 | 7,981,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -250,000 |
| Pretax income | 201,000 | 556,000 | 698,000 | 923,000 |
| Income tax | 20,000 | 82,000 | 125,000 | 170,000 |
| Net income | 181,000 | 474,000 | 573,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,074,000 | 29,367,000 | 29,466,000 | 29,646,000 |
| Total capital | 31,001,000 | 31,249,000 | 31,392,000 | 31,512,000 |
| Risk-weighted assets | 151,384,000 | 147,709,000 | 151,275,000 | 146,287,000 |