Call reports 2020
INTERAMERICAN BANK, A FEDERAL SAVINGS BANK — 2020
What INTERAMERICAN BANK, A FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 200,172,000 | 216,932,000 | 229,607,000 | 227,519,000 |
| Total loans | 171,657,000 | 174,489,000 | 169,431,000 | 172,959,000 |
| Allowance for loan losses | 4,551,000 | 4,577,000 | 4,598,000 | 4,725,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,000 | 12,000 | 11,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,573,000 | 185,955,000 | 198,448,000 | 196,444,000 |
| Interest-bearing deposits | 135,837,000 | 144,024,000 | 151,857,000 | 158,138,000 |
| Noninterest-bearing deposits | 33,736,000 | 41,931,000 | 46,591,000 | 38,306,000 |
| Equity capital | 28,172,000 | 28,515,000 | 28,776,000 | 28,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,286,000 | 4,502,000 | 6,720,000 | 8,859,000 |
| Interest expense | 310,000 | 562,000 | 779,000 | 982,000 |
| Net interest income | 1,976,000 | 3,940,000 | 5,941,000 | 7,877,000 |
| Noninterest income | 129,000 | 343,000 | 510,000 | 701,000 |
| Noninterest expense | 1,994,000 | 3,829,000 | 5,732,000 | 7,743,000 |
| Provision for loan losses | -96,000 | -96,000 | -96,000 | -96,000 |
| Pretax income | 207,000 | 550,000 | 815,000 | 931,000 |
| Income tax | 24,000 | 24,000 | 27,000 | 27,000 |
| Net income | 183,000 | 526,000 | 788,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,172,000 | 28,515,000 | 28,776,000 | 28,893,000 |
| Total capital | 30,114,000 | 30,454,000 | 30,647,000 | 30,817,000 |
| Risk-weighted assets | 152,790,000 | 152,484,000 | 146,957,000 | 151,134,000 |