Call reports 2016
INTERAMERICAN BANK, A FEDERAL SAVINGS BANK — 2016
What INTERAMERICAN BANK, A FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 209,783,000 | 207,287,000 | 206,819,000 | 203,032,000 |
| Total loans | 158,237,000 | 160,480,000 | 159,578,000 | 159,326,000 |
| Allowance for loan losses | 5,567,000 | 5,386,000 | 5,294,000 | 5,217,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 69,000 | 65,000 | 62,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,320,000 | 178,750,000 | 178,102,000 | 168,282,000 |
| Interest-bearing deposits | 151,973,000 | 147,013,000 | 146,013,000 | 141,134,000 |
| Noninterest-bearing deposits | 31,347,000 | 31,737,000 | 32,089,000 | 27,148,000 |
| Equity capital | 25,466,000 | 25,842,000 | 26,028,000 | 26,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,966,000 | 4,093,000 | 6,079,000 | 8,113,000 |
| Interest expense | 169,000 | 338,000 | 515,000 | 690,000 |
| Net interest income | 1,797,000 | 3,755,000 | 5,564,000 | 7,423,000 |
| Noninterest income | 181,000 | 766,000 | 1,103,000 | 1,424,000 |
| Noninterest expense | 2,052,000 | 4,156,000 | 6,263,000 | 8,444,000 |
| Provision for loan losses | -173,000 | -300,000 | -457,000 | -590,000 |
| Pretax income | 99,000 | 665,000 | 861,000 | 993,000 |
| Income tax | 37,000 | 227,000 | 237,000 | 237,000 |
| Net income | 62,000 | 438,000 | 624,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,276,000 | 25,842,000 | 26,028,000 | 26,160,000 |
| Total capital | 27,134,000 | 27,703,000 | 27,877,000 | 28,016,000 |
| Risk-weighted assets | 144,908,000 | 145,429,000 | 144,521,000 | 145,144,000 |