Call reports 2015
INTERAMERICAN BANK, A FEDERAL SAVINGS BANK — 2015
What INTERAMERICAN BANK, A FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 219,709,000 | 219,740,000 | 219,740,000 | 209,668,000 |
| Total loans | 166,981,000 | 164,841,000 | 163,094,000 | 162,069,000 |
| Allowance for loan losses | 5,991,000 | 5,818,000 | 5,776,000 | 5,523,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 83,000 | 80,000 | 76,000 | 73,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,860,000 | 193,514,000 | 193,181,000 | 183,422,000 |
| Interest-bearing deposits | 158,870,000 | 158,960,000 | 160,394,000 | 153,585,000 |
| Noninterest-bearing deposits | 34,990,000 | 34,554,000 | 32,787,000 | 29,837,000 |
| Equity capital | 24,862,000 | 25,124,000 | 25,330,000 | 25,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,830,000 | 5,928,000 | 7,911,000 |
| Interest expense | 179,000 | 363,000 | 547,000 | 729,000 |
| Net interest income | 1,720,000 | 3,467,000 | 5,381,000 | 7,182,000 |
| Noninterest income | 311,000 | 789,000 | 1,188,000 | 1,504,000 |
| Noninterest expense | 1,962,000 | 4,055,000 | 6,140,000 | 8,237,000 |
| Provision for loan losses | -67,000 | -367,000 | -467,000 | -567,000 |
| Pretax income | 136,000 | 568,000 | 896,000 | 1,016,000 |
| Income tax | 51,000 | 212,000 | 333,000 | 379,000 |
| Net income | 85,000 | 356,000 | 563,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,669,000 | 23,037,000 | 25,057,000 | 25,177,000 |
| Total capital | 24,620,000 | 24,950,000 | 26,918,000 | 27,085,000 |
| Risk-weighted assets | 152,075,000 | 147,962,000 | 144,817,000 | 148,951,000 |