Call reports 2009
NORTH BANK — 2009
What NORTH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 94,549,000 | 94,786,000 | 97,321,000 | 109,102,000 |
| Total loans | 57,100,000 | 56,805,000 | 59,705,000 | 60,268,000 |
| Allowance for loan losses | 472,000 | 532,000 | 590,000 | 583,000 |
| Securities available for sale | 30,349,000 | 27,895,000 | 28,527,000 | 30,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,767,000 | 85,096,000 | 87,337,000 | 99,417,000 |
| Interest-bearing deposits | 61,024,000 | 66,079,000 | 68,059,000 | 79,897,000 |
| Noninterest-bearing deposits | 16,743,000 | 19,017,000 | 19,278,000 | 19,520,000 |
| Equity capital | 9,108,000 | 9,259,000 | 9,620,000 | 9,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,392,000 | 3,595,000 | 4,815,000 |
| Interest expense | 317,000 | 595,000 | 855,000 | 1,093,000 |
| Net interest income | 883,000 | 1,797,000 | 2,740,000 | 3,722,000 |
| Noninterest income | 85,000 | 192,000 | 278,000 | 364,000 |
| Noninterest expense | 832,000 | 1,688,000 | 2,501,000 | 3,317,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 255,000 |
| Pretax income | 76,000 | 182,000 | 358,000 | 536,000 |
| Income tax | -3,000 | 6,000 | 42,000 | 78,000 |
| Net income | 79,000 | 176,000 | 316,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,863,000 | 8,959,000 | 9,100,000 | 9,082,000 |
| Total capital | 9,335,000 | 9,491,000 | 9,690,000 | 9,665,000 |
| Risk-weighted assets | 62,312,000 | 62,483,000 | 64,134,000 | 66,842,000 |
Machine access — free, no API key
Every figure shown here about NORTH BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.