Call reports 2025
WESBANCO BANK, INC. — 2025
What WESBANCO BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 27,321,021,000 | 27,462,417,000 | 27,465,831,000 | 27,619,827,000 |
| Total loans | 18,920,233,000 | 18,954,673,000 | 19,060,748,000 | 19,316,283,000 |
| Allowance for loan losses | 233,617,000 | 223,866,000 | 217,666,000 | 218,749,000 |
| Securities available for sale | 3,149,043,000 | 3,222,819,000 | 3,268,016,000 | 3,288,332,000 |
| Securities held to maturity | 1,143,376,000 | 1,137,782,000 | 1,150,520,000 | 1,132,114,000 |
| Trading assets | 25,641,000 | 26,955,000 | 27,550,000 | 28,182,000 |
| Total deposits | 21,437,798,000 | 21,291,014,000 | 21,631,436,000 | 21,831,113,000 |
| Interest-bearing deposits | 15,973,801,000 | 15,826,432,000 | 15,998,550,000 | 16,292,082,000 |
| Noninterest-bearing deposits | 5,463,997,000 | 5,464,582,000 | 5,632,886,000 | 5,539,031,000 |
| Equity capital | 3,968,123,000 | 4,009,841,000 | 4,106,171,000 | 4,160,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 253,422,000 | 590,038,000 | 933,201,000 | 1,272,908,000 |
| Interest expense | 90,584,000 | 204,888,000 | 325,722,000 | 437,622,000 |
| Net interest income | 162,838,000 | 385,150,000 | 607,479,000 | 835,286,000 |
| Noninterest income | 31,481,000 | 71,735,000 | 113,111,000 | 153,120,000 |
| Noninterest expense | 123,267,000 | 304,673,000 | 455,624,000 | 598,354,000 |
| Provision for loan losses | 68,553,000 | 72,021,000 | 72,641,000 | 76,390,000 |
| Pretax income | 2,236,000 | 80,115,000 | 190,818,000 | 312,819,000 |
| Income tax | 691,000 | 16,827,000 | 38,162,000 | 63,135,000 |
| Net income | 1,545,000 | 63,288,000 | 152,656,000 | 249,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,407,892,000 | 2,424,314,000 | 2,506,903,000 | 2,571,964,000 |
| Total capital | 2,648,327,000 | 2,654,828,000 | 2,732,732,000 | 2,798,196,000 |
| Risk-weighted assets | 20,700,699,000 | 20,987,093,000 | 21,226,638,000 | 21,327,803,000 |