Call reports 2020
WESBANCO BANK, INC. — 2020
What WESBANCO BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 15,964,561,000 | 16,718,525,000 | 16,516,261,000 | 16,374,456,000 |
| Total loans | 10,402,279,000 | 11,131,893,000 | 11,127,894,000 | 10,961,534,000 |
| Allowance for loan losses | 114,272,000 | 168,475,000 | 185,109,000 | 185,827,000 |
| Securities available for sale | 2,261,910,000 | 2,073,796,000 | 2,045,793,000 | 1,978,027,000 |
| Securities held to maturity | 814,413,000 | 766,416,000 | 746,767,000 | 731,212,000 |
| Trading assets | 7,829,000 | 8,841,000 | 9,513,000 | 10,052,000 |
| Total deposits | 11,043,559,000 | 12,186,771,000 | 12,201,762,000 | 12,652,962,000 |
| Interest-bearing deposits | 7,851,620,000 | 8,118,651,000 | 8,128,249,000 | 8,359,131,000 |
| Noninterest-bearing deposits | 3,191,939,000 | 4,068,120,000 | 4,073,513,000 | 4,293,831,000 |
| Equity capital | 2,578,534,000 | 2,552,181,000 | 2,627,698,000 | 2,675,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 142,596,000 | 277,371,000 | 411,146,000 | 541,736,000 |
| Interest expense | 20,327,000 | 34,383,000 | 46,067,000 | 55,317,000 |
| Net interest income | 122,269,000 | 242,988,000 | 365,079,000 | 486,419,000 |
| Noninterest income | 24,669,000 | 54,023,000 | 86,222,000 | 117,046,000 |
| Noninterest expense | 88,320,000 | 170,987,000 | 258,152,000 | 343,216,000 |
| Provision for loan losses | 28,072,000 | 84,217,000 | 100,718,000 | 101,960,000 |
| Pretax income | 29,846,000 | 36,971,000 | 87,909,000 | 155,293,000 |
| Income tax | 4,285,000 | 5,137,000 | 13,344,000 | 25,561,000 |
| Net income | 25,561,000 | 31,834,000 | 74,565,000 | 129,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,402,023,000 | 1,394,914,000 | 1,478,498,000 | 1,536,609,000 |
| Total capital | 1,499,180,000 | 1,537,168,000 | 1,633,055,000 | 1,685,610,000 |
| Risk-weighted assets | 11,358,642,000 | 11,335,690,000 | 11,285,436,000 | 10,945,533,000 |