Call reports 2016
WESBANCO BANK, INC. — 2016
What WESBANCO BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 8,553,796,000 | 8,378,817,000 | 9,799,379,000 | 9,760,557,000 |
| Total loans | 5,146,889,000 | 5,185,339,000 | 6,262,466,000 | 6,271,896,000 |
| Allowance for loan losses | 42,525,000 | 43,328,000 | 42,755,000 | 43,674,000 |
| Securities available for sale | 1,372,259,000 | 1,246,259,000 | 1,299,471,000 | 1,238,481,000 |
| Securities held to maturity | 1,004,925,000 | 997,354,000 | 1,049,093,000 | 1,067,967,000 |
| Trading assets | 6,872,000 | 6,919,000 | 7,070,000 | 7,071,000 |
| Total deposits | 6,143,904,000 | 5,928,999,000 | 7,152,781,000 | 7,043,020,000 |
| Interest-bearing deposits | 4,814,986,000 | 4,617,118,000 | 5,437,035,000 | 5,251,364,000 |
| Noninterest-bearing deposits | 1,328,918,000 | 1,311,881,000 | 1,715,746,000 | 1,791,656,000 |
| Equity capital | 1,193,955,000 | 1,190,131,000 | 1,419,236,000 | 1,404,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 67,696,000 | 135,391,000 | 205,613,000 | 286,560,000 |
| Interest expense | 6,967,000 | 13,970,000 | 21,127,000 | 28,772,000 |
| Net interest income | 60,729,000 | 121,421,000 | 184,486,000 | 257,788,000 |
| Noninterest income | 16,115,000 | 33,231,000 | 51,751,000 | 70,980,000 |
| Noninterest expense | 42,736,000 | 87,163,000 | 140,686,000 | 196,813,000 |
| Provision for loan losses | 2,347,000 | 4,163,000 | 6,387,000 | 8,520,000 |
| Pretax income | 32,872,000 | 65,022,000 | 91,457,000 | 125,792,000 |
| Income tax | 9,184,000 | 17,837,000 | 24,562,000 | 33,875,000 |
| Net income | 23,688,000 | 47,185,000 | 66,895,000 | 91,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 708,548,000 | 701,607,000 | 820,431,000 | 827,173,000 |
| Total capital | 751,859,000 | 745,722,000 | 888,969,000 | 896,598,000 |
| Risk-weighted assets | 5,730,106,000 | 5,710,563,000 | 6,840,368,000 | 6,838,410,000 |