Call reports 2015
WESBANCO BANK, INC. — 2015
What WESBANCO BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 8,208,279,000 | 8,356,308,000 | 8,433,420,000 | 8,452,898,000 |
| Total loans | 4,883,546,000 | 4,949,222,000 | 4,966,540,000 | 5,079,347,000 |
| Allowance for loan losses | 44,173,000 | 43,419,000 | 41,624,000 | 41,710,000 |
| Securities available for sale | 1,645,742,000 | 1,586,295,000 | 1,551,678,000 | 1,401,178,000 |
| Securities held to maturity | 743,925,000 | 848,417,000 | 957,352,000 | 1,012,930,000 |
| Trading assets | 6,780,000 | 6,721,000 | 6,294,000 | 6,451,000 |
| Total deposits | 6,421,689,000 | 6,260,044,000 | 6,194,728,000 | 6,067,187,000 |
| Interest-bearing deposits | 5,171,189,000 | 5,001,113,000 | 4,913,573,000 | 4,754,845,000 |
| Noninterest-bearing deposits | 1,250,500,000 | 1,258,931,000 | 1,281,155,000 | 1,312,342,000 |
| Equity capital | 1,160,445,000 | 1,157,678,000 | 1,172,744,000 | 1,175,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 60,463,000 | 127,298,000 | 194,347,000 | 262,107,000 |
| Interest expense | 4,562,000 | 9,631,000 | 15,219,000 | 21,513,000 |
| Net interest income | 55,901,000 | 117,667,000 | 179,128,000 | 240,594,000 |
| Noninterest income | 15,833,000 | 31,818,000 | 47,660,000 | 64,733,000 |
| Noninterest expense | 48,744,000 | 92,769,000 | 137,047,000 | 181,430,000 |
| Provision for loan losses | 1,266,000 | 3,620,000 | 5,593,000 | 8,195,000 |
| Pretax income | 21,746,000 | 53,118,000 | 84,217,000 | 116,651,000 |
| Income tax | 5,530,000 | 14,142,000 | 22,366,000 | 30,937,000 |
| Net income | 16,216,000 | 38,976,000 | 61,851,000 | 85,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 676,262,000 | 683,278,000 | 698,353,000 | 701,384,000 |
| Total capital | 721,104,000 | 727,694,000 | 740,822,000 | 743,923,000 |
| Risk-weighted assets | 5,286,005,000 | 5,365,198,000 | 5,427,235,000 | 5,617,617,000 |