Call reports 2018
CHARTERBANK — 2018
What CHARTERBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 1,658,486,000 | 1,629,638,000 |
| Total loans | 1,167,753,000 | 1,166,248,000 |
| Allowance for loan losses | 11,110,000 | 11,497,000 |
| Securities available for sale | 174,536,000 | 157,232,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,378,336,000 | 1,342,340,000 |
| Interest-bearing deposits | 1,110,953,000 | 1,084,900,000 |
| Noninterest-bearing deposits | 267,383,000 | 257,440,000 |
| Equity capital | 213,843,000 | 219,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 16,719,000 | 33,669,000 |
| Interest expense | 1,845,000 | 3,820,000 |
| Net interest income | 14,874,000 | 29,849,000 |
| Noninterest income | 4,900,000 | 10,020,000 |
| Noninterest expense | 11,937,000 | 23,661,000 |
| Provision for loan losses | -350,000 | -350,000 |
| Pretax income | 8,187,000 | 16,558,000 |
| Income tax | 2,238,000 | 4,523,000 |
| Net income | 5,949,000 | 12,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 174,274,000 | 180,553,000 |
| Total capital | 185,384,000 | 192,050,000 |
| Risk-weighted assets | 1,237,276,000 | 1,223,202,000 |