Call report 2015Q4
CHARTERBANK — 2015Q4
The 22 measures CHARTERBANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,004,371,000 | USD | evidence → |
| Total loans | 693,390,000 | USD | evidence → |
| Allowance for loan losses | 9,695,000 | USD | evidence → |
| Securities available for sale | 175,988,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 771,472,000 | USD | evidence → |
| Interest-bearing deposits | 661,680,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,792,000 | USD | evidence → |
| Equity capital | 176,716,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,523,000 | USD | evidence → |
| Interest expense | 4,983,000 | USD | evidence → |
| Net interest income | 34,540,000 | USD | evidence → |
| Noninterest income | 15,516,000 | USD | evidence → |
| Noninterest expense | 34,934,000 | USD | evidence → |
| Provision for loan losses | -4,000 | USD | evidence → |
| Pretax income | 15,134,000 | USD | evidence → |
| Income tax | 5,039,000 | USD | evidence → |
| Net income | 10,095,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 172,801,000 | USD | evidence → |
| Total capital | 182,496,000 | USD | evidence → |
| Risk-weighted assets | 785,491,000 | USD | evidence → |