Call report 2014Q4
CHARTERBANK — 2014Q4
The 22 measures CHARTERBANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 978,362,000 | USD | evidence → |
| Total loans | 640,371,000 | USD | evidence → |
| Allowance for loan losses | 9,507,000 | USD | evidence → |
| Securities available for sale | 191,995,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 734,834,000 | USD | evidence → |
| Interest-bearing deposits | 632,082,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,752,000 | USD | evidence → |
| Equity capital | 184,551,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,588,000 | USD | evidence → |
| Interest expense | 5,632,000 | USD | evidence → |
| Net interest income | 29,956,000 | USD | evidence → |
| Noninterest income | 13,243,000 | USD | evidence → |
| Noninterest expense | 33,390,000 | USD | evidence → |
| Provision for loan losses | -1,011,000 | USD | evidence → |
| Pretax income | 11,021,000 | USD | evidence → |
| Income tax | 3,565,000 | USD | evidence → |
| Net income | 7,456,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 177,902,000 | USD | evidence → |
| Total capital | 186,731,000 | USD | evidence → |
| Risk-weighted assets | 705,661,000 | USD | evidence → |