Call reports 2025
CLASSIC BANK, NATIONAL ASSOCIATION — 2025
What CLASSIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 735,210,000 | 678,821,000 | 647,914,000 | 648,291,000 |
| Total loans | 576,301,000 | 543,827,000 | 524,261,000 | 524,886,000 |
| Allowance for loan losses | 6,146,000 | 6,154,000 | 6,105,000 | 6,078,000 |
| Securities available for sale | 80,132,000 | 82,649,000 | 83,307,000 | 82,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,044,000 | 602,636,000 | 570,646,000 | 567,661,000 |
| Interest-bearing deposits | 511,804,000 | 472,437,000 | 444,926,000 | 437,640,000 |
| Noninterest-bearing deposits | 143,240,000 | 130,199,000 | 125,720,000 | 130,021,000 |
| Equity capital | 64,718,000 | 65,995,000 | 69,303,000 | 71,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,421,000 | 18,835,000 | 27,754,000 | 36,390,000 |
| Interest expense | 3,921,000 | 7,465,000 | 10,757,000 | 13,743,000 |
| Net interest income | 5,500,000 | 11,370,000 | 16,997,000 | 22,647,000 |
| Noninterest income | 1,788,000 | 3,093,000 | 4,820,000 | 7,037,000 |
| Noninterest expense | 4,068,000 | 8,084,000 | 12,602,000 | 16,490,000 |
| Provision for loan losses | 247,000 | 268,000 | 255,000 | 255,000 |
| Pretax income | 3,177,000 | 6,312,000 | 9,148,000 | 13,127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,177,000 | 6,312,000 | 9,148,000 | 13,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,205,000 | 72,294,000 | 73,629,000 | 75,311,000 |
| Total capital | 76,904,000 | 78,582,000 | 79,685,000 | 81,386,000 |
| Risk-weighted assets | 535,886,000 | 502,570,000 | 483,886,000 | 485,436,000 |