Call reports 2023
CLASSIC BANK, NATIONAL ASSOCIATION — 2023
What CLASSIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 647,396,000 | 678,006,000 | 706,898,000 | 720,038,000 |
| Total loans | 517,481,000 | 526,150,000 | 553,667,000 | 584,480,000 |
| Allowance for loan losses | 5,870,000 | 5,908,000 | 6,046,000 | 6,078,000 |
| Securities available for sale | 80,204,000 | 80,101,000 | 66,771,000 | 69,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 553,791,000 | 577,417,000 | 619,825,000 | 633,074,000 |
| Interest-bearing deposits | 131,481,000 | 444,710,000 | 484,384,000 | 503,409,000 |
| Noninterest-bearing deposits | 422,310,000 | 132,707,000 | 135,441,000 | 129,665,000 |
| Equity capital | 51,861,000 | 53,239,000 | 52,800,000 | 58,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,316,000 | 15,099,000 | 23,363,000 | 32,534,000 |
| Interest expense | 2,878,000 | 6,324,000 | 10,130,000 | 14,469,000 |
| Net interest income | 4,438,000 | 8,775,000 | 13,233,000 | 18,065,000 |
| Noninterest income | 1,297,000 | 2,721,000 | 4,083,000 | 5,435,000 |
| Noninterest expense | 4,472,000 | 8,909,000 | 13,359,000 | 17,487,000 |
| Provision for loan losses | 40,000 | 55,000 | 130,000 | 145,000 |
| Pretax income | 1,223,000 | 2,532,000 | 3,893,000 | 5,934,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,223,000 | 2,532,000 | 3,893,000 | 5,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,874,000 | 58,182,000 | 59,543,000 | 61,586,000 |
| Total capital | 63,454,000 | 64,507,000 | 66,122,000 | 68,229,000 |
| Risk-weighted assets | 526,363,000 | 505,780,000 | 526,173,000 | 542,559,000 |