Call reports 2022
CLASSIC BANK, NATIONAL ASSOCIATION — 2022
What CLASSIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 603,157,000 | 603,592,000 | 628,265,000 | 650,424,000 |
| Total loans | 474,111,000 | 466,215,000 | 479,293,000 | 516,650,000 |
| Allowance for loan losses | 5,954,000 | 6,297,000 | 6,594,000 | 6,586,000 |
| Securities available for sale | 68,917,000 | 66,529,000 | 72,722,000 | 82,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,191,000 | 536,399,000 | 548,594,000 | 558,209,000 |
| Interest-bearing deposits | 408,113,000 | 405,358,000 | 411,697,000 | 433,572,000 |
| Noninterest-bearing deposits | 124,078,000 | 131,041,000 | 136,897,000 | 124,637,000 |
| Equity capital | 50,560,000 | 46,287,000 | 48,438,000 | 51,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,664,000 | 11,453,000 | 17,699,000 | 24,693,000 |
| Interest expense | 424,000 | 1,079,000 | 2,159,000 | 4,195,000 |
| Net interest income | 5,240,000 | 10,374,000 | 15,540,000 | 20,498,000 |
| Noninterest income | 1,236,000 | 1,927,000 | 2,647,000 | 3,896,000 |
| Noninterest expense | 3,623,000 | 7,494,000 | 11,284,000 | 15,583,000 |
| Provision for loan losses | 315,000 | 655,000 | 780,000 | 830,000 |
| Pretax income | 2,538,000 | 4,152,000 | 6,123,000 | 7,981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,538,000 | 4,152,000 | 6,123,000 | 7,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,437,000 | 52,069,000 | 55,467,000 | 56,319,000 |
| Total capital | 57,391,000 | 57,808,000 | 61,147,000 | 62,560,000 |
| Risk-weighted assets | 476,320,000 | 458,587,000 | 453,522,000 | 498,839,000 |