Call reports 2021
CLASSIC BANK, NATIONAL ASSOCIATION — 2021
What CLASSIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 499,761,000 | 527,652,000 | 549,715,000 | 574,695,000 |
| Total loans | 390,469,000 | 415,796,000 | 429,754,000 | 452,156,000 |
| Allowance for loan losses | 4,769,000 | 5,074,000 | 5,355,000 | 5,664,000 |
| Securities available for sale | 66,903,000 | 72,713,000 | 71,806,000 | 73,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,026,000 | 446,918,000 | 475,722,000 | 499,649,000 |
| Interest-bearing deposits | 318,401,000 | 341,481,000 | 350,565,000 | 368,013,000 |
| Noninterest-bearing deposits | 98,625,000 | 105,437,000 | 125,157,000 | 131,636,000 |
| Equity capital | 46,809,000 | 49,372,000 | 53,080,000 | 54,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,521,000 | 11,015,000 | 16,210,000 | 21,528,000 |
| Interest expense | 517,000 | 1,028,000 | 1,519,000 | 1,952,000 |
| Net interest income | 5,004,000 | 9,987,000 | 14,691,000 | 19,576,000 |
| Noninterest income | 810,000 | 1,666,000 | 2,590,000 | 3,524,000 |
| Noninterest expense | 3,211,000 | 6,343,000 | 9,946,000 | 13,470,000 |
| Provision for loan losses | 310,000 | 625,000 | 940,000 | 1,272,000 |
| Pretax income | 2,293,000 | 4,685,000 | 6,395,000 | 8,358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,293,000 | 4,685,000 | 6,395,000 | 8,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,834,000 | 45,643,000 | 49,581,000 | 51,015,000 |
| Total capital | 48,546,000 | 50,717,000 | 54,719,000 | 56,466,000 |
| Risk-weighted assets | 376,883,000 | 407,914,000 | 410,858,000 | 435,869,000 |