Call reports 2019
CLASSIC BANK, NATIONAL ASSOCIATION — 2019
What CLASSIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 370,042,000 | 374,710,000 | 389,833,000 | 436,386,000 |
| Total loans | 270,744,000 | 275,329,000 | 290,763,000 | 318,948,000 |
| Allowance for loan losses | 3,778,000 | 3,615,000 | 3,487,000 | 3,543,000 |
| Securities available for sale | 68,061,000 | 68,081,000 | 67,143,000 | 66,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,356,000 | 321,593,000 | 318,100,000 | 349,488,000 |
| Interest-bearing deposits | 257,448,000 | 257,036,000 | 249,528,000 | 264,764,000 |
| Noninterest-bearing deposits | 62,908,000 | 64,557,000 | 68,572,000 | 84,724,000 |
| Equity capital | 33,729,000 | 35,627,000 | 36,649,000 | 39,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,734,000 | 7,667,000 | 11,742,000 | 16,171,000 |
| Interest expense | 955,000 | 1,959,000 | 2,941,000 | 3,969,000 |
| Net interest income | 2,779,000 | 5,708,000 | 8,801,000 | 12,202,000 |
| Noninterest income | 900,000 | 1,830,000 | 2,786,000 | 3,787,000 |
| Noninterest expense | 2,794,000 | 5,792,000 | 8,954,000 | 12,050,000 |
| Provision for loan losses | 120,000 | 150,000 | 270,000 | 352,000 |
| Pretax income | 829,000 | 1,660,000 | 2,511,000 | 3,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 829,000 | 1,660,000 | 2,511,000 | 3,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,595,000 | 34,321,000 | 35,057,000 | 38,178,000 |
| Total capital | 36,934,000 | 37,746,000 | 38,544,000 | 41,721,000 |
| Risk-weighted assets | 266,653,000 | 273,778,000 | 286,777,000 | 314,290,000 |