Call reports 2016
CLASSIC BANK, NATIONAL ASSOCIATION — 2016
What CLASSIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 300,995,000 | 304,283,000 | 304,700,000 | 308,245,000 |
| Total loans | 199,466,000 | 195,518,000 | 198,462,000 | 207,054,000 |
| Allowance for loan losses | 3,375,000 | 3,375,000 | 3,405,000 | 3,417,000 |
| Securities available for sale | 71,717,000 | 84,113,000 | 84,522,000 | 77,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,520,000 | 261,543,000 | 260,795,000 | 272,679,000 |
| Interest-bearing deposits | 216,657,000 | 209,366,000 | 211,140,000 | 220,538,000 |
| Noninterest-bearing deposits | 52,863,000 | 52,177,000 | 49,655,000 | 52,141,000 |
| Equity capital | 28,559,000 | 29,902,000 | 29,819,000 | 27,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,862,000 | 8,770,000 | 11,694,000 |
| Interest expense | 353,000 | 699,000 | 1,047,000 | 1,402,000 |
| Net interest income | 2,568,000 | 5,163,000 | 7,723,000 | 10,292,000 |
| Noninterest income | 726,000 | 1,461,000 | 2,221,000 | 2,928,000 |
| Noninterest expense | 2,511,000 | 5,062,000 | 7,603,000 | 10,156,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | -94,000 |
| Pretax income | 1,012,000 | 1,703,000 | 2,377,000 | 3,250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,012,000 | 1,703,000 | 2,377,000 | 3,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,400,000 | 27,087,000 | 27,506,000 | 28,175,000 |
| Total capital | 28,925,000 | 29,555,000 | 30,013,000 | 30,770,000 |
| Risk-weighted assets | 201,149,000 | 196,544,000 | 199,626,000 | 206,739,000 |