Call reports 2015
CLASSIC BANK, NATIONAL ASSOCIATION — 2015
What CLASSIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 284,405,000 | 283,752,000 | 289,731,000 | 295,442,000 |
| Total loans | 181,077,000 | 190,300,000 | 191,491,000 | 198,056,000 |
| Allowance for loan losses | 3,136,000 | 3,196,000 | 3,269,000 | 3,291,000 |
| Securities available for sale | 73,829,000 | 71,495,000 | 66,488,000 | 76,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,280,000 | 253,157,000 | 259,403,000 | 262,618,000 |
| Interest-bearing deposits | 206,468,000 | 204,398,000 | 205,844,000 | 211,839,000 |
| Noninterest-bearing deposits | 48,812,000 | 48,759,000 | 53,559,000 | 50,779,000 |
| Equity capital | 26,704,000 | 26,403,000 | 27,295,000 | 28,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,470,000 | 8,328,000 | 11,194,000 |
| Interest expense | 372,000 | 734,000 | 1,092,000 | 1,436,000 |
| Net interest income | 2,325,000 | 4,736,000 | 7,236,000 | 9,758,000 |
| Noninterest income | 633,000 | 1,315,000 | 2,071,000 | 2,809,000 |
| Noninterest expense | 2,349,000 | 4,686,000 | 7,172,000 | 9,765,000 |
| Provision for loan losses | 60,000 | 82,000 | 147,000 | 180,000 |
| Pretax income | 549,000 | 1,283,000 | 1,972,000 | 2,608,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 549,000 | 1,283,000 | 1,972,000 | 2,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,575,000 | 25,143,000 | 25,561,000 | 25,967,000 |
| Total capital | 26,875,000 | 27,509,000 | 27,984,000 | 28,457,000 |
| Risk-weighted assets | 183,239,000 | 188,459,000 | 192,992,000 | 198,379,000 |