Call reports 2026
WOODSFIELD SAVINGS BANK — 2026
What WOODSFIELD SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 121,834,000 | 123,300,000 |
| Total loans | 87,008,000 | 89,409,000 |
| Allowance for loan losses | 891,000 | 922,000 |
| Securities available for sale | 19,315,000 | 22,146,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 111,408,000 | 112,687,000 |
| Interest-bearing deposits | 82,779,000 | 82,821,000 |
| Noninterest-bearing deposits | 28,629,000 | 29,866,000 |
| Equity capital | 9,824,000 | 10,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,628,000 | 3,349,000 |
| Interest expense | 330,000 | 659,000 |
| Net interest income | 1,298,000 | 2,690,000 |
| Noninterest income | 119,000 | 255,000 |
| Noninterest expense | 979,000 | 2,012,000 |
| Provision for loan losses | 64,000 | 109,000 |
| Pretax income | 384,000 | 820,000 |
| Income tax | 74,000 | 160,000 |
| Net income | 310,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,377,000 | 10,649,000 |
| Total capital | 11,282,000 | 11,586,000 |
| Risk-weighted assets | 72,297,000 | 74,852,000 |