Call reports 2024
WOODSFIELD SAVINGS BANK — 2024
What WOODSFIELD SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 110,170,000 | 110,414,000 | 110,945,000 | 109,205,000 |
| Total loans | 71,576,000 | 75,496,000 | 77,961,000 | 78,799,000 |
| Allowance for loan losses | 729,000 | 727,000 | 753,000 | 736,000 |
| Securities available for sale | 18,694,000 | 20,906,000 | 21,309,000 | 19,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,363,000 | 101,459,000 | 99,364,000 | 100,146,000 |
| Interest-bearing deposits | 78,900,000 | 78,836,000 | 78,731,000 | 79,190,000 |
| Noninterest-bearing deposits | 22,463,000 | 22,623,000 | 20,633,000 | 20,956,000 |
| Equity capital | 8,368,000 | 8,270,000 | 8,826,000 | 8,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,492,000 | 3,879,000 | 5,247,000 |
| Interest expense | 375,000 | 814,000 | 1,265,000 | 1,712,000 |
| Net interest income | 831,000 | 1,678,000 | 2,614,000 | 3,535,000 |
| Noninterest income | 103,000 | 213,000 | 335,000 | 459,000 |
| Noninterest expense | 840,000 | 1,769,000 | 2,681,000 | 3,585,000 |
| Provision for loan losses | -38,000 | -15,000 | -2,000 | 43,000 |
| Pretax income | 68,000 | 70,000 | 190,000 | 306,000 |
| Income tax | 8,000 | 8,000 | 15,000 | -1,000 |
| Net income | 60,000 | 62,000 | 175,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,382,000 | 9,347,000 | 9,452,000 | 9,545,000 |
| Total capital | 10,161,000 | 10,141,000 | 10,277,000 | 10,341,000 |
| Risk-weighted assets | 62,896,000 | 65,291,000 | 66,023,000 | 66,277,000 |