Call reports 2022
WOODSFIELD SAVINGS BANK — 2022
What WOODSFIELD SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 90,127,000 | 91,403,000 | 96,198,000 | 98,153,000 |
| Total loans | 55,410,000 | 58,543,000 | 63,187,000 | 65,529,000 |
| Allowance for loan losses | 527,000 | 605,000 | 635,000 | 658,000 |
| Securities available for sale | 16,644,000 | 18,473,000 | 17,702,000 | 20,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,606,000 | 83,723,000 | 88,657,000 | 90,447,000 |
| Interest-bearing deposits | 61,622,000 | 62,955,000 | 67,485,000 | 67,765,000 |
| Noninterest-bearing deposits | 20,984,000 | 20,768,000 | 21,172,000 | 22,682,000 |
| Equity capital | 7,397,000 | 7,375,000 | 7,050,000 | 7,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,569,000 | 2,464,000 | 3,422,000 |
| Interest expense | 65,000 | 136,000 | 240,000 | 348,000 |
| Net interest income | 668,000 | 1,433,000 | 2,224,000 | 3,074,000 |
| Noninterest income | 175,000 | 473,000 | 842,000 | 1,125,000 |
| Noninterest expense | 606,000 | 1,291,000 | 1,940,000 | 2,639,000 |
| Provision for loan losses | 61,000 | 141,000 | 183,000 | 204,000 |
| Pretax income | 176,000 | 474,000 | 943,000 | 1,355,000 |
| Income tax | 19,000 | 81,000 | 182,000 | 360,000 |
| Net income | 157,000 | 393,000 | 761,000 | 995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,887,000 | 8,188,000 | 8,533,000 | 8,796,000 |
| Total capital | 8,414,000 | 8,793,000 | 9,168,000 | 9,454,000 |
| Risk-weighted assets | 46,563,000 | 49,137,000 | 52,725,000 | 54,444,000 |