Call reports 2021
WOODSFIELD SAVINGS BANK — 2021
What WOODSFIELD SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 76,168,000 | 78,109,000 | 81,378,000 | 86,611,000 |
| Total loans | 50,504,000 | 52,502,000 | 53,075,000 | 54,510,000 |
| Allowance for loan losses | 409,000 | 435,000 | 456,000 | 458,000 |
| Securities available for sale | 11,861,000 | 12,923,000 | 11,888,000 | 13,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,451,000 | 70,232,000 | 73,669,000 | 78,515,000 |
| Interest-bearing deposits | 52,223,000 | 53,792,000 | 56,290,000 | 58,750,000 |
| Noninterest-bearing deposits | 16,228,000 | 16,440,000 | 17,379,000 | 19,765,000 |
| Equity capital | 7,191,000 | 7,352,000 | 7,408,000 | 7,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,407,000 | 2,136,000 | 2,881,000 |
| Interest expense | 67,000 | 131,000 | 197,000 | 263,000 |
| Net interest income | 608,000 | 1,276,000 | 1,939,000 | 2,618,000 |
| Noninterest income | 56,000 | 128,000 | 191,000 | 265,000 |
| Noninterest expense | 529,000 | 1,078,000 | 1,675,000 | 2,288,000 |
| Provision for loan losses | 25,000 | 47,000 | 69,000 | 92,000 |
| Pretax income | 110,000 | 279,000 | 386,000 | 503,000 |
| Income tax | 21,000 | 47,000 | 61,000 | 65,000 |
| Net income | 89,000 | 232,000 | 325,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,063,000 | 7,180,000 | 7,273,000 | 7,582,000 |
| Total capital | 7,472,000 | 7,615,000 | 7,729,000 | 8,040,000 |
| Risk-weighted assets | 40,298,000 | 41,607,000 | 42,585,000 | 45,029,000 |