Call reports 2018
WOODSFIELD SAVINGS BANK — 2018
What WOODSFIELD SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 63,778,000 | 63,002,000 | 63,225,000 | 64,343,000 |
| Total loans | 27,116,000 | 28,929,000 | 30,706,000 | 34,181,000 |
| Allowance for loan losses | 190,000 | 208,000 | 223,000 | 244,000 |
| Securities available for sale | 17,994,000 | 17,448,000 | 17,131,000 | 16,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,079,000 | 57,624,000 | 57,903,000 | 58,702,000 |
| Interest-bearing deposits | 45,551,000 | 44,953,000 | 45,120,000 | 46,391,000 |
| Noninterest-bearing deposits | 12,528,000 | 12,671,000 | 12,783,000 | 12,311,000 |
| Equity capital | 5,267,000 | 5,281,000 | 5,227,000 | 5,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 1,016,000 | 1,549,000 | 2,134,000 |
| Interest expense | 35,000 | 68,000 | 102,000 | 142,000 |
| Net interest income | 449,000 | 948,000 | 1,447,000 | 1,992,000 |
| Noninterest income | 30,000 | 82,000 | 165,000 | 202,000 |
| Noninterest expense | 484,000 | 961,000 | 1,494,000 | 1,982,000 |
| Provision for loan losses | 9,000 | 32,000 | 41,000 | 84,000 |
| Pretax income | -14,000 | 37,000 | 77,000 | 128,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | -14,000 | 37,000 | 77,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,425,000 | 5,452,000 | 5,468,000 | 5,485,000 |
| Total capital | 5,615,000 | 5,660,000 | 5,691,000 | 5,729,000 |
| Risk-weighted assets | 25,675,000 | 26,912,000 | 28,379,000 | 29,561,000 |