Call reports 2017
WOODSFIELD SAVINGS BANK — 2017
What WOODSFIELD SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 57,311,000 | 56,503,000 | 57,172,000 | 61,244,000 |
| Total loans | 22,710,000 | 23,333,000 | 24,378,000 | 25,882,000 |
| Allowance for loan losses | 175,000 | 186,000 | 188,000 | 190,000 |
| Securities available for sale | 17,700,000 | 17,660,000 | 17,349,000 | 17,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,495,000 | 50,807,000 | 51,308,000 | 55,566,000 |
| Interest-bearing deposits | 43,537,000 | 42,265,000 | 42,298,000 | 44,321,000 |
| Noninterest-bearing deposits | 7,958,000 | 8,542,000 | 9,010,000 | 11,245,000 |
| Equity capital | 5,376,000 | 5,487,000 | 5,480,000 | 5,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 849,000 | 1,276,000 | 1,740,000 |
| Interest expense | 33,000 | 81,000 | 101,000 | 132,000 |
| Net interest income | 371,000 | 768,000 | 1,175,000 | 1,608,000 |
| Noninterest income | 19,000 | 46,000 | 72,000 | 101,000 |
| Noninterest expense | 336,000 | 686,000 | 1,102,000 | 1,538,000 |
| Provision for loan losses | 0 | 3,000 | 5,000 | 11,000 |
| Pretax income | 54,000 | 125,000 | 140,000 | 160,000 |
| Income tax | 7,000 | 7,000 | 7,000 | -27,000 |
| Net income | 47,000 | 118,000 | 133,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,395,000 | 5,441,000 | 5,433,000 | 5,463,000 |
| Total capital | 5,570,000 | 5,627,000 | 5,621,000 | 5,653,000 |
| Risk-weighted assets | 21,417,000 | 21,880,000 | 23,106,000 | 24,175,000 |