Call reports 2023
KISH BANK — 2023
What KISH BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,375,658,000 | 1,423,637,000 | 1,473,352,000 | 1,541,944,000 |
| Total loans | 1,064,831,000 | 1,116,963,000 | 1,158,018,000 | 1,233,531,000 |
| Allowance for loan losses | 7,107,000 | 7,157,000 | 7,168,000 | 7,545,000 |
| Securities available for sale | 189,988,000 | 180,032,000 | 172,737,000 | 178,978,000 |
| Securities held to maturity | 11,008,000 | 11,007,000 | 11,005,000 | 11,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,075,854,000 | 1,095,116,000 | 1,130,694,000 | 1,182,871,000 |
| Interest-bearing deposits | 874,904,000 | 920,265,000 | 941,649,000 | 996,715,000 |
| Noninterest-bearing deposits | 200,950,000 | 174,851,000 | 189,045,000 | 186,156,000 |
| Equity capital | 105,541,000 | 110,804,000 | 113,563,000 | 124,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,986,000 | 33,707,000 | 52,758,000 | 73,365,000 |
| Interest expense | 4,894,000 | 11,288,000 | 19,064,000 | 27,887,000 |
| Net interest income | 11,092,000 | 22,419,000 | 33,694,000 | 45,478,000 |
| Noninterest income | 2,990,000 | 5,473,000 | 8,634,000 | 11,207,000 |
| Noninterest expense | 9,356,000 | 18,635,000 | 28,249,000 | 37,506,000 |
| Provision for loan losses | -151,000 | -98,000 | -87,000 | 329,000 |
| Pretax income | 4,480,000 | 8,850,000 | 13,566,000 | 18,321,000 |
| Income tax | 738,000 | 1,464,000 | 2,287,000 | 3,110,000 |
| Net income | 3,742,000 | 7,386,000 | 11,279,000 | 15,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,849,000 | 122,791,000 | 128,485,000 | 134,744,000 |
| Total capital | 125,517,000 | 131,605,000 | 137,350,000 | 144,145,000 |
| Risk-weighted assets | 1,191,915,000 | 1,223,542,000 | 1,291,859,000 | 1,357,964,000 |