Call reports 2022
KISH BANK — 2022
What KISH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,229,448,000 | 1,220,352,000 | 1,283,702,000 | 1,294,758,000 |
| Total loans | 902,729,000 | 937,401,000 | 989,962,000 | 1,024,143,000 |
| Allowance for loan losses | 10,555,000 | 10,681,000 | 10,674,000 | 10,335,000 |
| Securities available for sale | 185,324,000 | 170,697,000 | 158,973,000 | 155,309,000 |
| Securities held to maturity | 10,771,000 | 9,766,000 | 10,765,000 | 10,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,792,000 | 1,010,853,000 | 1,055,440,000 | 1,047,758,000 |
| Interest-bearing deposits | 843,098,000 | 817,431,000 | 844,712,000 | 847,140,000 |
| Noninterest-bearing deposits | 186,694,000 | 193,422,000 | 210,728,000 | 200,618,000 |
| Equity capital | 89,780,000 | 87,571,000 | 92,011,000 | 97,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,525,000 | 20,021,000 | 32,404,000 | 47,032,000 |
| Interest expense | 1,065,000 | 2,173,000 | 3,975,000 | 7,463,000 |
| Net interest income | 8,460,000 | 17,848,000 | 28,429,000 | 39,569,000 |
| Noninterest income | 2,846,000 | 5,508,000 | 8,309,000 | 10,945,000 |
| Noninterest expense | 7,939,000 | 16,232,000 | 25,021,000 | 34,349,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,388,000 | 7,047,000 | 11,827,000 | 16,389,000 |
| Income tax | 522,000 | 1,099,000 | 1,909,000 | 2,655,000 |
| Net income | 2,866,000 | 5,948,000 | 9,918,000 | 13,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,078,000 | 96,467,000 | 105,743,000 | 110,379,000 |
| Total capital | 104,826,000 | 107,341,000 | 116,610,000 | 120,907,000 |
| Risk-weighted assets | 976,488,000 | 1,028,406,000 | 1,084,284,000 | 1,128,524,000 |