Call reports 2021
KISH BANK — 2021
What KISH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,139,158,000 | 1,150,915,000 | 1,188,395,000 | 1,224,156,000 |
| Total loans | 800,774,000 | 853,473,000 | 860,881,000 | 874,323,000 |
| Allowance for loan losses | 9,955,000 | 10,276,000 | 10,569,000 | 10,560,000 |
| Securities available for sale | 154,798,000 | 163,480,000 | 170,461,000 | 178,747,000 |
| Securities held to maturity | 11,298,000 | 11,541,000 | 10,034,000 | 9,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 920,910,000 | 938,700,000 | 975,887,000 | 1,011,701,000 |
| Interest-bearing deposits | 756,516,000 | 759,798,000 | 791,023,000 | 825,565,000 |
| Noninterest-bearing deposits | 164,394,000 | 178,902,000 | 184,864,000 | 186,136,000 |
| Equity capital | 87,216,000 | 90,350,000 | 91,795,000 | 93,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,049,000 | 20,363,000 | 29,905,000 | 39,463,000 |
| Interest expense | 1,431,000 | 2,720,000 | 3,894,000 | 5,033,000 |
| Net interest income | 8,618,000 | 17,643,000 | 26,011,000 | 34,430,000 |
| Noninterest income | 2,653,000 | 5,587,000 | 8,367,000 | 10,613,000 |
| Noninterest expense | 7,883,000 | 16,230,000 | 24,240,000 | 32,064,000 |
| Provision for loan losses | 180,000 | 500,000 | 780,000 | 780,000 |
| Pretax income | 3,370,000 | 6,731,000 | 9,588,000 | 12,411,000 |
| Income tax | 531,000 | 1,024,000 | 1,442,000 | 1,649,000 |
| Net income | 2,839,000 | 5,707,000 | 8,146,000 | 10,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,442,000 | 88,611,000 | 90,001,000 | 91,906,000 |
| Total capital | 96,590,000 | 99,080,000 | 100,763,000 | 102,659,000 |
| Risk-weighted assets | 812,803,000 | 882,217,000 | 905,106,000 | 944,770,000 |